Blog

TSB Lead The Way To Cashless UK

Tuesday 11th August 2020

TSB have announced their branches will soon no longer have cashiers as the use and need for cash spirals downwards. Many people heeded the W.H.O recommendation not to use bank notes or coins as it is a potential Coronavirus spreader. The use of ATMs has halved during the pandemic. Cash has been the currency of criminals and tax cheats and costing the UK economy over £20 billion every year. We now have many new secure payment systems to suit everyone , every business , charities , elderly people , children and disadvantaged people so we no longer need cash. If everyone who should pay tax that currently don't because of the illicit use of cash , the UK would be…

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Unfair Credit Card Charges

Thursday 6th August 2020

It is vital to ensure payment systems are secure and fair with terms and conditions clearly explained as we head towards a cashless society. Some credit card providers including HSBC are being rather punitive when it comes to paying the monthly card statement. If the minimum payment is paid then the amount of interest charged on the unpaid balance is explained. If the entire monthly balance is paid by the due date then no interest charges occur. Where the unfairness happens is when more than the minimum payment is made though less than the full amount is paid by the due date. In this instance interest is charged on the full statement amount , even if only a tiny amount of…

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Contactless Payment Limit To Be Raised

Tuesday 31st March 2020

At last the upper level of contactless card payments is to be raised from £30 per purchase to £45. This will of course help reduce the times pin numbers have to be entered and lessen the need to use cash. Notes and coins , according to the World Health Organisation , can spread Coronavirus made especially worse because tracing the cash spend-point origination is difficult. Touching pin machines is also a potential disease spreader. The reason both Mastercard and Visa have to set limits on contactless payments is because if a card is lost or stolen , the financial loss is limited to about five times the upper limit. After a few contactless payments are made the card still…

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Marianna Hunt Tries Cash Only

Saturday 14th March 2020

In an article in today's Daily Telegraph , Marianna Hunt , one of their staff writers , decides to try going cash-only instead of using her plastic cards. She clearly exposes the pointlessness in her trial , especially flying in the face of World Health Organisation's recommendation of ditching cash during the Corona Virus epidemic , with bank notes and coins being potential disease spreaders. Marianna states the obvious that cash is inconvenient to acquire , difficult to use and no longer the payment of choice of many businesses. Cash does remain the currency of choice for criminals and cash supports the black economy for which all hard working , honest people pay . Marianna is clearly looking down the wrong…

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World Health Organisation Says Use Contactless Instead Of Cash

Tuesday 3rd March 2020

In Bill Gardner's Daily Telegraph article The World Health Organisation (WHO) says bank notes and coins could spread Covid-19 and people should wash their hands after touching currency to avoid the Coronavirus infection. China and Korea have started disinfecting currency though the Bank of England has no plans for this. A WHO source said It would be far better to avoid using cash altogether and use contactless payments instead to reduce the risk of transmitting the desease. The Go Cashless campaign has always claimed cash is dirty and presents an everyday hygiene problem. Though Go Cashless would not wish to make any 'mileage' out of this dreadful world-wide epidemic one must consider the potential to reduce the spread of…

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Buying Drugs Harder Without Cash

Monday 2nd March 2020

We have heard the harrowing and tragic reports about Glasgow's drug problem , one of the worst in Europe. Though drug use would not be totally eliminated in a cashless society , it stands to reason it would be considerably more difficult to buy and sell drugs without cash. Electronic payments by their nature are traceable and therefor the Police would be more able to catch dealers . Where those dealers still able to trade in drugs without cash it would also be easier for the authorities to prove income was being concealed if it is unaccountable. A cashless UK will be a better , safer and fairer society with far less crime which is often sadly fueled by desperate drug…

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Charities Will Prosper Going Cashless

Friday 28th February 2020

Charities will gain more income by going cashless. A year ago leading charities including the NSPCC , Royal British Legion , Barnardos and Oxfam trialed contactless donations on their collection cans . They discovered the average card donations trebled cash donations . Many people no longer carry any coins so if contactless and debit card payments are made available by charities it will mean further increased donations In addition , card payments means the money goes directly to the charities bank account thus saving valuable volunteers time counting coins . Cashless charities will be able to keep donations more securely and will suffer less 'cash shrinkage ' as sadly not all donations in cash are received by the charity. Clearly…

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Free ATM's To End In Two Years

Thursday 27th February 2020

The banking trade body , UK Finance claim the use of debit cards constantly outstrip payments using cash. Meanwhile John Howell, C.E.O. of Link , who operate the network of free to use ATMs says they are realistically only sustainable for up to two more years. To put this into perspective , while the use of cash continues to decline and new , secure payment systems keep appearing , there should be very few obstacles to becoming a cashless society soon. Cash has always been the currency of crime and tax evasion. Why should honest , hard-working people have to pay for the vast black economy and criminal activity. If everyone who should pay tax , but currently don't because of the…

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Tesco Express Store Goes Cashless

Wednesday 26th February 2020

The Tesco Express Store in High Holborn , London has now become cashless with customers paying at self-checkouts. A Tesco spokesperson has said this speeds up the payment process for shoppers. The word 'Express' being very apt and it is hoped cashless stores will be rolled out across the Tesco chain while many other store operators are watching with great interest. Waitrose already have a cashless store in West London. The use of cash is dropping like a stone as more people recognise how easy , simple and secure it is to pay without bank notes and coins. Cash is becoming more difficult to obtain as bank branches close and free ATMs are decreasing so the move to a cashless society is inevitable.

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Harry Styles And The Access To Cash Review

Wednesday 19th February 2020

In today's Daily Telegraph in an article by Sam Barker and Tom Rees , The Access to Cash Review says the UK is at the tipping point of becoming a cashless society within ten years. It also states that Rishi Sunak , the Chancellor , must bring in legislation to force banks to ensure cash is available. This would be a huge mistake. Meanwhile , in the news , Harry Styles has been robbed of cash at knife point in the street . As the Go Cashless campaign constantly states cash is the currency of crime and the black economy. The UK will be a far safer and fairer society without cash with far less crime and more people paying their fair share of…

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